West Palm Beach Uber Lyft Accident Lawyers

Understanding Liability After a Ridesharing Accident

Under Florida law, public transportation services such as buses are considered common carriers. These entities are responsible for providing a certain level of care to passengers. In fact, if a common carrier fails to live up to safety standards as a result of negligence, they may be charged with a misdemeanor and fined $1,000. However, Uber and Lyft are considered transportation network companies. This changes the way they’re viewed under the law. It also makes the issue of liability quite complicated, especially when determining whose insurance is responsible for paying out damages.

If you get injured in a ridesharing accident, it may seem plausible that the Uber or Lyft driver’s own auto insurance will pay for damages such as medical bills. Unfortunately, most private auto insurance policies have a “business use exception” that denies coverage if the driver is using their car for profit. That’s why Uber and Lyft carry $1 million in liability coverage meant to cover passenger injuries if their driver is at fault. It may also provide coverage if another driver causes the accident and either has too little or no insurance. However, this coverage only applies if the rideshare driver is logged into the app and actively transporting you at the time of the accident.

What to Do After an Uber or Lyft Accident?

If you’re involved in an accident while taking an Uber or Lyft, you may feel like these companies will automatically step in to protect you. Unfortunately, that’s not always the case. It’s crucial you take several steps to protect yourself. A good rule of thumb is to treat the accident as if you were the one driving. Make sure you take the following steps:

• Seek Medical Attention
  If you sustained injuries, you need to be treated by a doctor right away. Even if your injuries don’t feel significant, get checked out anyway.
• Photograph the Scene
  If you’re able, use your phone to take pictures of the accident scene. These photos can be useful if a rideshare company or insurance provider denies responsibility.
• Gather Information
  Get the names and contact information of the rideshare driver and any other drivers involved in the accident.
• Don’t Sign or Agree to Anything
  If the ridesharing company or an insurance provider asks you to sign anything regarding the accident, decline. You’re under no obligation to sign anything or make any statements.
• Get a Copy of the Police Report
  An official police report will come in handy if there are disputes regarding the accident. An attorney will need it when helping you seek compensation.

If you’ve been injured and are confused about your rights, Felice Trial Attorneys can help. Our attorneys understand the complexity of ridesharing accidents and will help navigate you through the legal process while ensuring your rights aren’t violated.